Homebuyer Education Counseling
FNO’s homeownership program, The Green Mortgages Program, requires homebuyer counseling for first-time homebuyers as it is an essential component in the process. Counseling must be completed prior to final loan approval. FNO works with participating homebuyer education counseling organizations to offer online and in-person homebuyer education. These organizations also offer Financial Fitness courses if you need help with understanding and managing your credit, developing a budget and learning about lending institutions.
For more detailed instructions on registering for our homebuyer course, please visit our Homebuyer Education page.
FNO offers our Green Mortgages Program down payment assistance program through a network of lenders. You may choose any one of our participating lenders to complete your mortgage application.
To apply for a mortgage, you’ll need to provide your lender with personal financial information. This helps you determine the loan amount you may afford and will be used to qualify you for a mortgage.