Finance New Orleans Homeownership Programs
Finance New Orleans is committed to helping residents build wealth, improve housing stability, and strengthen community resilience through innovative, accessible financing. Whether you’re purchasing your first home, renovating a property, or upgrading your home’s energy performance, our programs are designed to meet New Orleanians where they are — with flexible lending tools that reduce barriers, lower costs, and support long-term homeownership sustainability.
Our three innovative programs offer powerful pathways for homeowners and homebuyers in New Orleans:
GREEN Mortgage Program
Your pathway to affordable, energy-smart homeownership
The Green Mortgage Program helps residents purchase a home with down payment assistance and access to low-cost, energy-efficiency upgrades. Buyers receive a 30-year first mortgage, a 0% interest second mortgage for up to $25,000 in homebuyer assistance, a free Whole Home Energy Assessment, and a $2,500 Green Home Improvement Stipend. By combining affordability with long-term energy savings, this program empowers families to achieve homeownership while reducing monthly utility costs and strengthening their home against climate impacts.
Click here to learn more about the Green Mortgage Program
LEGACY Home Renovation Loan Program
Buy and renovate in one simple, affordable mortgage
Through a partnership with Eustis Mortgage, the Legacy Home Renovation Loan Program enables New Orleanians to purchase or refinance a property while financing renovation costs in a single loan. With flexible down payment assistance, rehab financing, and fixed-rate mortgage options, homeowners can restore older homes, address needed repairs, and invest in improvements that preserve neighborhood character and build family wealth. This program is ideal for those looking to transform a fixer-upper into a safe, modern, and resilient home.
Click here to learn more about the Legacy Home Renovation Loan Program
Residential RE-UP Program
Upgrade, protect, and modernize your home with ACCESSIBLE, income-inclusive financing
In partnership with the Solar and Energy Loan Fund (SELF), the RE-UP Program offers low fixed-interest loans for energy-efficient and storm-resilient home improvements — including HVAC upgrades, solar panels, roofing, insulation, windows, and more. With flexible underwriting that doesn’t require a minimum credit score, RE-UP expands access to essential repairs and resilience upgrades, helping families reduce energy bills, improve comfort, and protect their homes from severe weather.
Click here to learn more about the Residential RE-UP Program
Together, These Programs Give New Orleans Residents:
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Access to sustainable homeownership
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Flexible financing for repairs and renovations
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Tools to reduce energy burdens and improve home comfort
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Support to strengthen homes against storms and flooding
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Pathways to build equity, stability, and generational wealth
Finance New Orleans is here to help you purchase, preserve, and protect your home — while building a stronger, more resilient future for our city.
